url: https://www.smartuk.net/blog/pay-later-in-30-days-3-months-interest-free-or-12-months-with-iwocapay/ dateModified: 2026-04-07T12:12:29Z headline: Pay Later In 30 Days & 3 Months Interest Free Or 12 Months With IwocaPay - Smart Hospitality Supplies description: Enjoy interest free payments for 30 days or 3 months, or spread the cost over 12 months on your Smart Hospitality Supplies orders text: Blog Pay Later In 30 Days & 3 Months Interest Free Or 12 Months With IwocaPay Spread The Cost Of Your Smart Hospitality SuppliesOrders Between £150 & £30,000 Enjoy interest free payments for 30 days or 3 months, or spread the cost over 12 months Buy Now Pay Later With iwocaPay Smart Hospitality Supplies now accept iwocaPay for orders on all of our 43,000+ hospitality & catering products & supplies. Designed to give our customers more control & flexbility when it comes to paying, iwocaPay is available for UK Limited Businesses and LLPs on orders between £150 to £30,000. See iwocaPay’s Trustpilot reviews for 1,000s of positive customer reviews.You can use as much or as little of it as you like. It only takes a few minutes and won’t affect your credit score. If you’re approved you’ll be able to spread the cost on any of your Smart Hospitality Supplies orders up to your spending limit. How To Pay Later With iwocaPay You can pay later with iwocaPay in 2 ways:1) Add items to your basket & choose iwocaPay during checkoutIf you’re ready to shop, simply checkout as normal and select iwocaPay as your chosen payment option. You’ll be guided through the quick setup and given a decision and limit. You can then complete your order using your iwocaPay account up to any value of your iwocaPay limit to pay for your order.If you’re approved, you’ll make your first payment in 30 days, followed by a further two/eleven equal instalments. Your monthly payments are taken automatically but you can always pay early if you like; there are no hidden fees.or 2) Set up a spending limit with iwocaPay ahead of your next Smart Hospitality Supplies purchaseSimply click https://www.iwoca.co.uk/pay/spending-account/the-smart-marketing-media-group-ltd and you’ll be redirected to iwocaPay to complete signup. Once you’re set up with iwocaPay you can sign in at any time to review & use your remaining credit limit, this is available for future orders even before your current payments are complete. When you’re ready to order on www.smartuk.net, select iwocaPay during checkout & login to your iwocaPay account to use your available iwocaPay balance to place your order.If you need a hand or get stuck give iwocaPay a call on 0203 778 0549, email them on [email protected] or checkout the iwocaPay FAQs. Buy Now Pay Later, Credit accounts, iwocaPay, Spread the cost PrevOlderWhat is a Chef Hat Called? image: https://www.smartuk.net/wp-content/uploads/2026/04/800-x-500.png